HFS Financial
- Low-Fixed Rates
- Direct-To-Consumer Funded
- Personal Loans
- Same-Day Qualifications
- Terms Up To 20 Years
- Inquiring Won't Impact Your Credit Score

EZ PAY Rent-to-Own
- $25K max (after initial deposit) RTO funding on Steel.
- Credit Check on Funding over $15K on Steel. Customers can buy down building to avoid credit check.
- Customers can buy down the cost of structures as much as they want to.
- No Processing Fees, No Early Pay-off Fees, or any extra fees of any kind.
- Pay-off is always based on what is remaining from the starting cash price, not the overall contract value.
- Customers can get (2) structures if max RTO does not exceed $20K.
- No application fees, No termination fees. No hidden fees of any kind, ever.

