Financing

RTO National

Below is a brief recap of the key points/Differences between leasing and our Finance program

Finance Program:

  • Credit check required (target credit score: 680)
  • Loan amounts up to $20,000 (the building cost may exceed this amount; however, we lend up to $20,000)
  • Comprehensive credit review through Equifax
  • Customer owns the building from day one
  • Live-in use is permitted, including housing people or animals

HFS Financial

Join the growing network of Prime Steel Structures dealers and unlock a high-earning opportunity with no cap on your potential. We offer commission-based pay, an easy onboarding process and elite training that gets you up and running quickly. With demo buildings, exclusive support and the chance to earn your own free structure, it’s a smart move for motivated partners in Michigan and Wisconsin.


Ready to build your future? Reach out today to learn how you can become a metal building dealer with Prime Steel Structures. Our company is based in White Cloud and we serve clients all throughout Michigan, including Grand Rapids and Big Rapids, MI, and Wisconsin.

Upgrade

  • Flexible loan amounts for small or large projects
  • Soft credit check options may be available (varies by offer)
  • Multiple term options to fit your financial goals
  • Fixed monthly payments for predictable budgeting


RTO National

Below is a brief recap of the key points/Differences between leasing and our Finance program

Lease (Rent-to-Own / RTO):

  • No credit check required
  • Funding amounts up to $30,000 (the building amount may not exceed $30,000, even if the customer pays the difference upfront)
  • Flexible payment options
  • The deed holder must be either the customer or a co-customer (verified through county records)
  • At the time of sale, the customer submits two payments: the dealer deposit plus the RTO administrative fee and applicable taxes
  • Our team will contact the customer after submission to confirm the contract was entered accurately and that they agree to the terms
  • Customers save more the sooner the building is paid off
  • Contracts are month-to-month; customers may cancel at any time, and we will retrieve the building at no cost
  • No live-in use permitted
  • Concrete work is completely standalone and may not be added to our contracts

EZ Pay Rent-to-Own

  • $25K max (after initial deposit) RTO funding on Steel.
  • Credit Check on Funding over $15K on Steel. Customers can buy down building to avoid credit check.
  • Customers can buy down the cost of structures as much as they want to.
  • No Processing Fees, No Early Pay-off Fees, or any extra fees of any kind.
  • Pay-off is always based on what is remaining from the starting cash price, not the overall contract value.
  • Customers can get (2) structures if max RTO does not exceed $20K.
  • No application fees, No termination fees. No hidden fees of any kind, ever.