Financing

RTO National

Below is a brief recap of the key points/Differences between leasing and our Finance program

Finance Program:

  • Credit check required (target credit score: 680)
  • Loan amounts up to $20,000 (the building cost may exceed this amount; however, we lend up to $20,000)
  • Comprehensive credit review through Equifax
  • Customer owns the building from day one
  • Live-in use is permitted, including housing people or animals

HFS Financial



  • Soft Credit Checks, & Pre-Qualifications in 60 seconds
  • NO DEALER FEES
  • Loans Up To $325,000
  • Fixed Rates
  • No Prepayment Penalties
  • 20 Year Terms (For any loans above $15K)
  • Residential loans only
  • Proper ty must be owned in homeowner ’s name, and cannot be under an LLC or Trust

Upgrade

  • Flexible loan amounts for small or large projects
  • Soft credit check options may be available (varies by offer)
  • Multiple term options to fit your financial goals
  • Fixed monthly payments for predictable budgeting


RTO National

Below is a brief recap of the key points/Differences between leasing and our Finance program

Lease (Rent-to-Own / RTO):

  • No credit check required
  • Funding amounts up to $30,000 (the building amount may not exceed $30,000, even if the customer pays the difference upfront)
  • Flexible payment options
  • The deed holder must be either the customer or a co-customer (verified through county records)
  • At the time of sale, the customer submits two payments: the dealer deposit plus the RTO administrative fee and applicable taxes
  • Our team will contact the customer after submission to confirm the contract was entered accurately and that they agree to the terms
  • Customers save more the sooner the building is paid off
  • Contracts are month-to-month; customers may cancel at any time, and we will retrieve the building at no cost
  • No live-in use permitted
  • Concrete work is completely standalone and may not be added to our contracts

EZ Pay Rent-to-Own

  • $25K max (after initial deposit) RTO funding on Steel.
  • Credit Check on Funding over $15K on Steel. Customers can buy down building to avoid credit check.
  • Customers can buy down the cost of structures as much as they want to.
  • No Processing Fees, No Early Pay-off Fees, or any extra fees of any kind.
  • Pay-off is always based on what is remaining from the starting cash price, not the overall contract value.
  • Customers can get (2) structures if max RTO does not exceed $20K.
  • No application fees, No termination fees. No hidden fees of any kind, ever.

Access RTO

Covering the country for you!

EASIER FOR YOUR CUSTOMER

  • No penalty for early payoff
  • No credit check
  • No limit on initial deposits, allowing forlower payments
  • Accept renters without the landlord having to co-sign
  • Accept retired ordisabled customers
  • Accept self-employed customers
  • Quotes for monthly payments ready in seconds
  • Five convenient options for making payments


Call me to get started, it just takes a couple of minutes!


RogerBurkert | (479) 462-3392 | rogerrenttoown@gmail.com